CurriculumCredit & Debt
Credit & Debt
Credit scores, borrowing costs, and how to tell useful debt from expensive debt.
- Credit Scores Explained What a credit score measures, what moves it, and how to build one from nothing. 📄 Read-aloud
- How Credit Cards Actually Work The mechanics behind a credit card - borrowing, grace periods, and how interest actually gets charged. 📄 Read-aloud
- The True Cost of Minimum Payments Why paying only the minimum on a credit card is one of the most expensive financial decisions available. 📄 Read-aloud
- Credit & Debt: Checkpoint 1 Covers credit scores, how credit cards work, and the cost of minimum payments. 5 questions
- Good Debt vs Bad Debt Not all borrowing is equal - a framework for telling debt that builds value from debt that just costs money. 📄 Read-aloud
- Student Loans: What to Know Before You Borrow The key differences in student loans, and questions worth asking before signing anything. 📄 Read-aloud
- Debt Repayment Strategies: Snowball vs Avalanche Two proven approaches to paying off multiple debts, and how to choose between them. 📄 Read-aloud
- Credit & Debt: Checkpoint 2 Covers good vs bad debt, student loans, and strategies for paying off multiple debts. 5 questions
- Understanding Your Credit Report What a credit report actually contains, and why checking it regularly matters even with good credit. 📄 Read-aloud
- Collections and What to Do If You Fall Behind What actually happens when a payment is missed, and the steps that limit the damage. 📄 Read-aloud
- Co-signing: The Risk You're Taking On For Someone Else What co-signing a loan actually commits you to, and why it's riskier than it's usually described. 📄 Read-aloud
- Credit & Debt: Checkpoint 3 Covers credit reports, falling behind on payments, and the risks of co-signing. 5 questions
- Bankruptcy: What It Is and Isn't A plain-language look at bankruptcy - what it actually does, its real cost, and when it's genuinely a reasonable option. 📄 Read-aloud